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Karen Smith
Executive Director

Consumer Topic of the Month -- Understanding Credit Cards
Consumer Tip of the Week -- use Credit Cards Wisely
Microsite > Consumer Resources

Consumer Resource Center

Monthly Outreach Packages

MCUCD is committed to providing a wide variety of consumer education resources. We want to help you make smart and safe financial choices for your and your family. MCUCD produces monthly outreach packages on a wide range of consumer issues and topics that are pertinent and timely each month. Click here for the latest Outreach Package. You can also find past month's packages by clicking the left-hand tab.

Consumer Resource Center Expansion

Please check back often as we update and expand our consumer resource center. In addition to our monthly resource packages, we are building this site to be an information library, a one-stop-shop for our program participants, consumers, financial educators, counselors, and coaches. 

You will be able to browse for presentations and resource guides, searchable by topic. You will even be able to find free, confidential financial counseling by locating one of the many counselors in our growing network. We hope to soon offer you all the tools, resources, and financial education materials that you can use to take control of your financial future or empower your members/clients.




Using Your Credit Cards Wisely

In addition to deciding a credit card is the right financial tool for you (and successfully applying for one, it is also important to understand how to use it wisely. Misuse of a credit card can impact your credit score negatively and could have long-term consequences for employment, housing options, or loans you apply for. Whether it is your first card or one you've had for a while, this list gives 13 tips to use it wisely and build great credit card habits for life.

Read full article


Additional resources

First Credit Card Tips

How to Use a Credit Card Wisely

Dos and Don'ts of Credit Cards

Why Credit Unions are Your Best Option for a Card!

Credit and Debit: Two Very Different Cards (video)

Benefits to Debit and Credit Cards

Comparison of Credit Cards vs. Debit Cards


Montana Credit Unions for Community Development (or MCUCD) is the award-winning, charitable arm of the Montana Credit Union Network. A state-wide nonprofit organization, MCUCD works together with the state's credit unions to improve the lives and financial independence of all Montanans.