Mickey Kunnary the Recipient of MCUCD's 2015 Philosophy in Action Award
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Karen Smith
Executive Director

Consumer Topic of the Month -- Understanding Credit Cards
Consumer Tip of the Week -- use Credit Cards Wisely
Microsite > Host a CRC

Get Involved

There are many ways you can get involved with the consumer resource center. Each person that signs up for the mailing list will get a monthly email with the topic of the month package. Each outreach package includes an article on the topic, a shortened sample newsletter article for your own publications, a poster, resource guide, and a featured resource that corresponds with the poster. 

Here are just a few ways you can participate: 

  • Host a physical display in your lobby using the outreach package
  • Share tweets and Facebook tips about our monthly topic from our social media accounts
    • Facebook: https://www.facebook.com/montanacreditunions/
    • Twitter: https://twitter.com/mtcus4you
  • Forward the CRC outreach package to your listservs
  • Visit the website for presentation materials and resources to train your staff 
  • Send your staff through financial coaching and counseling training
  • Direct your members/clients to the resource library 
  • Participate in monthly webinars on the topic of the month
  • Volunteer to facilitate a financial education workshop in your area
  • Include articles in your newsletter
  • Link to the articles and resources on your website

Whatever you level of commitment, we would love for you to join our efforts and will find ways for you to help. Financial empowerment is a huge undertaking that takes many different on-going angles to be the most successful and sustainable. 

Using Your Credit Cards Wisely

In addition to deciding a credit card is the right financial tool for you (and successfully applying for one, it is also important to understand how to use it wisely. Misuse of a credit card can impact your credit score negatively and could have long-term consequences for employment, housing options, or loans you apply for. Whether it is your first card or one you've had for a while, this list gives 13 tips to use it wisely and build great credit card habits for life.

Read full article


Additional resources

First Credit Card Tips

How to Use a Credit Card Wisely

Dos and Don'ts of Credit Cards

Why Credit Unions are Your Best Option for a Card!

Credit and Debit: Two Very Different Cards (video)

Benefits to Debit and Credit Cards

Comparison of Credit Cards vs. Debit Cards


Montana Credit Unions for Community Development (or MCUCD) is the award-winning, charitable arm of the Montana Credit Union Network. A state-wide nonprofit organization, MCUCD works together with the state's credit unions to improve the lives and financial independence of all Montanans.